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High Loan to Value Mortgages

Loan-to-value (LTV) ratio: a percentage calculated by dividing the amount borrowed by the price or appraised value of the home to be purchased; the higher the LTV, the less cash a borrower is required to pay as down payment.

Our specialist will work with you to custom design a mortgage that will allow you the minimum down payment while avoiding PMI (PMI: Private Mortgage Insurance; privately-owned companies that offer standard and special affordable mortgage insurance programs for qualified borrowers with down payments of less than 20% of a purchase price.)., These high LTV loans are normally accomplished by combining a large primary loan, depending on the product guidelines, followed by a second mortgage that will attempt to get you to the total loan to value you are looking for. How this loan is handled is very important and can easily impact the cost and quality of your loan. Again, our confidence in the professionals in our data base.

For New Purchases

Please choose the appropriate link for your new purchase amount below.

Under $200,000  $200,001 - $417,000 $417,000 - $650,000 Over $650,000

To Refinance

Please choose the appropriate link for your refinance amount below.

Under $200,000  $200,001 - $417,000 $417,000 - $650,000 Over $650,000